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How to Buy Crypto with Apple Pay: Quick Start Guide 2025

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Apple Pay now converts your money to crypto faster than ever. The whole process takes just seconds . The crypto buying experience has improved a lot. More than 60M US Apple Pay users can now buy crypto easily during their daily transactions .

Coinbase’s Apple Pay setup gives you a smooth buying experience. You won’t need to build your own crypto system . Face ID helps you complete crypto purchases just like any regular payment . The best part? You can change your money to crypto in under 30 seconds with both Apple Pay crypto options .

Our team at applebitcoins.com will show you how to buy crypto with Apple Pay. We’ll get into why this payment option is changing the crypto world and what you should think over before your first buy. Looking to know if Apple Pay works for crypto purchases? Need the quickest ways to use it? We’ve got all the answers you need.

Why Apple Pay is Changing Crypto Buying

Smartphone screen showing a $10 USDC purchase via Apple Pay using a Chase Debit Card with Solana network selected.

Image Source: Coinbase

Apple Pay stands as a dominant force in the payment world with 92% of the US mobile payments market. This makes it a natural gateway for people to buy crypto.

Apple Pay’s reach is remarkable. It works in over 60 countries and 85% of US retailers accept it. On top of that, about 640 million active users across the globe use this payment method. This creates a huge potential user base for crypto platforms.

The speed sets it apart. Apple Pay transactions happen right away and users can convert fiat to crypto in seconds. This gets rid of the usual waiting time you’d face with bank transfers or other payment options.

Apple Pay’s security makes it perfect for crypto. Your card details stay private from merchants. The system creates a unique account number that’s encrypted and stored safely. On top of that, it needs Face ID, Touch ID, or a passcode to confirm each purchase.

But you should know about the processing fees. They can run higher than other payment methods. Still, it’s hard to beat the convenience. From what we’ve seen at applebitcoins.com, buying crypto without typing payment details has altered the map for both new and seasoned traders.

Step-by-Step: How to Buy Crypto with Apple Pay

Three iPhone screens showing steps to add and use a Coinbase Visa card with Apple Pay for crypto purchases in 2025.

Image Source: Coin Bureau

You need minimal preparation to buy crypto with Apple Pay. Your Apple device should have Apple Pay set up with a compatible Visa, Mastercard, or Maestro card.

Most platforms share these common steps:

  1. Select Bitcoin or your preferred cryptocurrency
  2. Choose Apple Pay as your payment method
  3. Enter the amount you wish to purchase
  4. Review transaction details and fees
  5. Complete biometric authentication (Face ID/Touch ID) or enter your passcode

Purchase limits vary substantially between platforms. Crypto.com bases limits on your card tier. Simple users can spend up to $750, while premium members can purchase up to $100,000. Wyre takes a different approach and lets you buy crypto for as little as $.

Small purchases under $150 can be made through no-KYC crypto purchases with Apple Pay on some services. Larger amounts require identity verification on most platforms.

Quick transaction speed stands out as a major benefit. Most purchases finish within 10 minutes. MoonPay processes transactions even faster – in just seconds.

BitPay keeps things simple by not charging extra for Apple Pay transactions . All the same, standard network fees apply on platforms of all types.

Apple Pay has become one of the easiest ways to enter the crypto market. This is especially true for newcomers who want a simple buying experience at applebitcoins.com.

What to Know Before You Start

Infographic from cryptonews highlighting key features of anonymous crypto wallets: Ownership, Security, dApp access, Blockchain features, and Privacy.

Image Source: Crypto News

You need to know a few things about crypto purchases with Apple Pay before getting started. Apple Pay doesn’t charge processing fees, but you’ll pay platform fees between 2-5% for crypto transactions.

There’s another reason to check before you buy – regional access. Apple Pay works in more than 190 countries, but not every crypto platform supports all regions. Make sure your country is eligible first. U.S. users should note that Green Dot Bank exclusively provides Apple Cash services and requires users to be 18 or older.

Apple Pay’s privacy features are a vital part of its appeal. Your actual card details stay hidden from merchants. The system creates an encrypted, unique device account number that stays secure on your device. Apple can’t see or store your account details or track what you buy when sharing account activity.

Some platforms let you buy up to $150 without identity verification. Most services need you to verify your identity above this amount.

Non-custodial wallets are a great way to get better security. You’ll have full control of your private keys, but third-party providers still need KYC verification for purchases. Here at applebitcoins.com, we prioritize both security and convenience in all crypto transactions.

Conclusion

Apple Pay has without doubt reshaped the scene of cryptocurrency purchasing and made it more available than before. This payment method blends quick transactions with reliable security features that help millions of users buy crypto without technical expertise. It also works at retailers and in countries worldwide, giving new crypto buyers a familiar way to start.

You’ll find the process quite simple. Just pick your cryptocurrency, select Apple Pay, type your amount, and verify with biometrics. The old barriers to buying crypto have substantially decreased. But you should think over platform fees, where it works, and what verification you need before your first purchase.

The security benefits stand out clearly. Your card details stay safe through encryption and unique account numbers for each device, while biometric checks add extra protection. Your privacy stays intact too since merchants can’t see your transaction details.

Your Apple device gives you a practical mix of ease and security whether you’re buying your first Bitcoin or looking to broaden your portfolio. This piece at applebitcoins.com shows how this payment method has removed many obstacles that once made crypto buying difficult. Your next crypto purchase could be the quickest through the device in your pocket.

FAQs

Q1. Is it possible to buy cryptocurrency using Apple Pay? Yes, you can buy cryptocurrency using Apple Pay. Many major crypto platforms now support Apple Pay as a payment method, allowing for quick and convenient purchases of various cryptocurrencies.

Q2. What are the advantages of using Apple Pay for crypto purchases? Using Apple Pay for crypto purchases offers several benefits, including faster transaction speeds, enhanced security through biometric authentication, and the convenience of not having to enter payment details manually.

Q3. Are there any limitations when buying crypto with Apple Pay? While Apple Pay is widely accepted, there are some limitations. These may include purchase limits set by crypto platforms, regional restrictions, and potential fees associated with transactions. It’s important to check the specific terms of the platform you’re using.

Q4. Do I need to verify my identity to buy crypto with Apple Pay? For small purchases (typically under $150), some platforms offer no-KYC (Know Your Customer) options. However, for larger amounts, most platforms require identity verification to comply with regulations.

Q5. How secure is buying crypto with Apple Pay? Buying crypto with Apple Pay is generally very secure. Apple Pay uses encryption and doesn’t share your actual card details with merchants. Additionally, each transaction requires biometric authentication (Face ID or Touch ID) or a passcode, adding an extra layer of security.